Investing in Event Insurance

Whether your next event is run by a company that specializes in party rentals or you put it on yourself, it may be a good idea to look into purchasing event insurance. This unique type of insurance helps protect you against any adverse financial effects from a cancelled event. It also protects against lawsuits that may be held against you or your party rental company in case of a natural disaster or physical altercation.

Event insurance can cover fire, theft of party supplies, loss, accidents or natural disasters. It can also prevent possible financial ruin by helping with any financial obligations that come from a cancelled or postponed event. If your event is a wedding, event insurance can help protect the the wedding rentals company from litigation. If you’re doing business with one of the many party rental services in the area, you may have the option to choose from long or short-term event insurance coverage. On occasion, a party rental company may even offer one-day insurance for your event.

The types of events covered by your insurance can be long and varied. If you’re working with a company that specializes in wedding rentals, your reception and ceremony may be covered. In the case of a birthday or personal event, you and the party rental company helping will be protected from financial liability. Not all events are covered, so be sure to check with your insurance company to see what is eligible before spending money on food, beverages and party supplies.

Before you or the company providing party rental services enters an insurance agreement, be sure to understand the terms: find out exactly what it covers. After obtaining the goods from the company doing your party rentals, make sure to understand how much you will be reimbursed by your insurance company if the event is canceled or postponed.

For more information about insurance options to cover your event, contact one of these party rental service providers.

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